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Step 1 join using link given by sponsor www.karatbars.com/?s=rudiegold
Step 2 pick a pack bronze,silver,gold,vip (one off payment)
Step 3 kyc (ID) 2 types passport and utility bill (to get paid & gold delivered)
Step 4 save for self standing order monthly
Step 5 share with two and (HELP) duplicate steps 1 to 5
Financial freedom is about taking responsibility and ownership of your finances. Do you have consistent and dependable income and investments that allow you to live your dream life?
Do you have to worry about how you’ll pay your next bills or sudden unexpected expenses? Are you overwhelmed with debt that you cannot service? This means that you are not yet financially free.
Financial freedom is about recognising that you need more money to reduce or pay down debt and may need to increase your income by leveraging on your #gifts and #talents , with a “side hustle,” or going even further to set up a formal business.
You can achieve financial freedom by staying in a fruitful, fulfilling long term career in the #corporate world, in #government or in #business . What is key, is to remember that financial freedom is about planning your long-term financial future by actively #saving for a rainy day and proactively #investing for an exciting future of impact and for a fulfilling comfortable retirement and legacy.
Ultimately, financial freedom is when you don’t wish to work or can no long work, your money works for you.
KENAPA WANITA PERLU ADA TAKAFUL
Cyst, Fibroid, SLE dan Cancer
antara penyakit wanita yang digeruni
Ini adalah contoh claim chemotherapy client menghidap kanser payudara.
Cik/Puan yang dikasihi,
Kebajikan seorang wanita/isteri bila nak ambil polisi takaful, bukan perlu ditumpukan selepas kematiannya.
Paling penting JUMLAH PAMPASAN takaful ini boleh menjaga & menyara cik/puan SECARA BERTERUSAN sekiranya ditimpa sakit kritikal atau hilang upaya untuk berdikari.
Sekurang-kurangnya, cik/puan telah buat persediaan dari segi musibah kewangan dan tidak menjadi beban kepada keluarga/suami nanti.
Apabila cik/puan menghidap penyakit kritikal, ada banyak kos yang bakal ditanggung. Sebagai contohnya
1) Kos rawatan
2) Kos penjagaan di rumah
3) Kos ulang alik ke hospital
Nasihat saya, "Kalau bukan aku yang tak kasihankan diri aku sendiri, siapa lagi?"
Perlukan lebih Penerangan tentang Takaful, DM atau Whatsapp je saya kalau nak tanya tak kena Bayar pun 😉
~FOCUS MERUPAKAN KUNCI KEPADA SEGALA KEJAYAAN, JUST DO IT~
Zurich Takaful (M) Berhad
Good Food for the soul. Cause our souls are about to leave our bodies cx of this sem 😭🥰
1 151 hour ago
Test Drive Your Dreams - New House? ↔️ SWIPE ↔️ I took my dream for a test drive yesterday and... well, check out the vids... The experience reminded me that fear can diminsh a dream and test drives can force us to dream bigger! First, we have to charge our minds! Sometimes we have to trick or brain and get it used to the normal we want to see, think, and feel. This is the first step to practice on the road towards being free. Have you test taken your dreams for a test drive lately?
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A great medical protection plan gives you the freedom and confidence to live life without being held back by financial concerns should you ever require medical attention.
Current medical situation
🔵 Breast cancer cost RM395, 000
🔵 Leukemia cost RM85, 000
🔵 Colon cancer RM85, 000
🔵 Kidney cancer RM98, 000
🔵 Heart Attack RM100, 000
🔵 Stroke RM80, 000
🔵 Liver transplant RM400, 000
Introducing the *Smart Protect Essential 2* #8 in1 plan ( #Life + #Medical Card + #TPD + #Critical Illness + #Accidental + #Hospital Elauns + #Saving + #Premium Waiver*) • High annual limits up to RM 2,000,000
• Hospitalization Benefit up to RM 500 per day
• *UNLIMITED MEDICAL CARD*
• Choices of rooms & board from RM 100 to RM 500
• Longer Post-Hospitalisation coverage
• Early Payout, finances save
• Coverage for outpatient treatments
• Age renewal up to age 99
• Covers up to 45 Critical Illness • Outpatient Cancer Treatment
• Kidney Dialysis
• No co Insurance (No Deposit) Free hospitalization
• Affordable Premium
For more info, please do not hesitate to
contact 👨(MR JANA)
🎓Financial Advisor 🏢Great Eastern Life
Let me help you to find the right plan
0 21 hour ago
You Like to Renew Online or Walk-in?
Please Click 👍 for Renew Online & Click ❤️ for Walk-in
Selalu customer tanya especially akak nurse kite, sis warna putih tak da ke? Bila ade stok lagi?😕
Ok kita ade berita baik untuk peminat casing warna putih ni!! Kita dah restock khas utk korang tau, stok sgt2 lah limited. •
Stok warna putih ada model ni👇👇
S852 (muat 1-4 baris pendek) RM38
S854 (muat 1-7 baris panjang) RM46
Harga dah inc postage. Boleh guna sampai 1000 kali, ink habis boleh refill!
Honest answers please!! I have two checking accounts and two savings accounts (joint and separate accounts for both) but I’m wondering if I should have more for different categories of sinking funds (car maintenance, another child, vacation, etc). But how many is too many? Also, I don’t want to pay any fees associated with having an account.
Today, I went to 4 meetings, folded 5 loads of laundry, spent 2.5 hours on the phone with Quickbooks, and edited 8 videos.
After all that, I finally got to have some fun.
Tomorrow we are doing the first photoshoot for the new Budget-by-Paycheck Workbook, and I was in charge of finding some accessories to use in the photos.
When I had my cards shut off after my laptop was stolen, I went to the bank and pulled out $200 from my business checking account just in case I needed access to my business income while I was getting everything moved over. I had no idea my credit union was able to issue me new debit cards the same day.
I went to Hobby Lobby and it is SO HARD not to get sucked into buying everything in that place. I ended up leaving with only what I needed.
One thing I learned very early on is that your business finances and your personal finance should ALWAYS be kept separate. If you are making income from your business, you should have a separate business checking account.
I manage my business finances much like I do my personal finances. I have a monthly budget, I have a list of my expenses and the bills that I have to pay each month, and I manually track where every dollar goes.
It's so easy for your business spending to get out of control. Keeping things organized is just as crucial.
I only spent $151.76 out of the $200 that I pulled out. Today was also the first day I went to the mall to intentionally buy an article of clothing for myself. I will be wearing my first ever jumper in tomorrow photoshoot, and I'm a little nervous about it.
Every financial aspect of your life, whether it be personal money or business money, should be organized and planned for. Trust me, it's worth the work and effort. Remember, you control your money, it doesn't control you. #businessbudget
The biggest reason why people are broke is NOT because they don’t make enough money.. it’s because of their habits, mindset and what they do with the money they actually bring in. 👀
You could make $100.000 a year and still be broke as hell, you can also make $50.000 a year and be rich as hell. 🤷♂️
Be smart with your money, save it, invest it and live of that passive income! 🔑
3 3,07618 hours ago
We are 11 days into the month and I wanted to do a cash envelope update.
As many of you know, this is the first month where I am budgeting one time a month, and pulling an entire month's worth of cash out for my envelopes.
I'm checking myself more often with my cash spending. I wanted to make sure I am pacing myself and not going through cash too quickly.
Here's what I have left to spend for the remainder of the month.
Recently came across on the cash envelope system! Decided to make my own ☺️ This is a good way to keep track of your money, build up a savings, and live a debt free life! I'm absolutely in love with how aesthetically pleasing these are, and all my cash is organized! 🥰